HEALTH INSURANCE
Putting your health first
Complete medical health insurance that gives you access to specialist, primary medicine, hospitalization, analytics and treatments.
Main benefits include:
- Reduced premium starting at €26.50 per month
- Low co-payments with a maximum of €395 per year
- High quality medical framework
- Hospitalisation, surgery, paediatrician, maternity, psychiatry and ATS service without limit and emergencies 24 hour
- Special treatments: aerosol therapy, oxygen therapy, chemotherapy, electro radiotherapy, laser therapy, renal lithotripsy and tonsillectomy.
- Complementary dental care
- Emergency assistance abroad up to €15,000
Complete medical health insurance that gives you access to specialist, primary medicine, hospitalization, analytics and treatments.
Main benefits include:
- Competitive Premium with no co-payments
- High quality medical framework
- Hospitalisation, surgery, paediatrician, maternity, psychiatry and ATS service without limit and emergencies 24 hour
- Special treatments: aerosol therapy, oxygen therapy, chemotherapy, electro radiotherapy, laser therapy, renal lithotripsy and tonsillectomy.
- Emergency assistance abroad up to €15,000
Complete medical health insurance that gives you access to specialist, primary medicine, hospitalization, analytics and treatments.
Main benefits include:
- Competitive premium with minimum co-payment only for the medical acts that you use
- High quality medical framework
- Hospitalisation, surgery, paediatrician, maternity, psychiatry and ATS service without limit and emergencies 24 hour
- Special treatments: aerosol therapy, oxygen therapy, chemotherapy, electro radiotherapy, laser therapy, renal lithotripsy and tonsillectomy.
- Complementary dental care included
- Emergency assistance abroad up to €15,000
- Private room
FAQs
What are the basic requirements in order to take out medical insurance?
- Be younger than 69 years old.
- Have a Spanish address.
- Have a NIE/NIF or passport.
- If you are a minor, the mother, father or legal guardian must be the policyholder.
How long does my policy last?
Private health insurance is an annual policy which renews automatically. If you do not wish to renew your policy, you need to advise us by providing one month’s notice ahead of its expiry date.
Can I include my children on my individual policy? And what about my partner?
Yes, you will get a discount on some of our products if you take out a family policy.
What is the Health Questionnaire?
Along with the application for medical insurance, a health questionnaire is included. This consists of a health declaration signed by each one of the insured persons who will be included in the policy prior to it being formalised. It includes relevant questions regarding the state of health of each person to be insured. This questionnaire must be completed for each person to be insured (except in the case of minors under the age of 18, whose declaration will be made by their father/mother or legal guardian), where you are obliged to answer each question truthfully, and note down all known circumstances in relation to your health (past and current). These answers will be considered by the insuring entity, in order to make an accurate risk assessment with regard to the insurance policy, reject the policy or establish any exclusions of coverage for any of the pre-existing illnesses that may be declared by the insured persons (prior acceptance of the insured person).
In the event of falsehood, inaccuracy or intentional omission of information in any of the declarations made in the questionnaire, the Company may cancel the insurance policy.
Is it possible that they may decline to medically insure me on the basis of my questionnaire or medical history?
Once a medical insurance policy is contracted, can you cancel it?
Yes. For that to happen, the contract has to have been taken out remotely and the maximum length of time to cancel it is 14 days following receipt of the policy.
However, you will be charged for a proportional part of the services that have already been provided.